@article{article, title  = {{Multi-channel distribution in the banking sector and the branch network restructuring}},

 publisher = {{Elsevier BV}},

 url = {{http://dx.doi.org/10.1016/j.eswa.2023.122294 }},

 year = {{2024}},

 month = {{3}},

 author = {{Baldassarre S and Bruno G and Piccolo C and Ruiz-Hernández D}},

 doi = {{10.1016/j.eswa.2023.122294}},

 volume = {{238}},

 journal = {{Expert Systems with Applications}},

 pages = {{122294-122294}},

 note = {{Accessed on 2024/10/23}}}